Author Archives: Apex Realty Solutions

Corpus to clear my home loan in seven years?

How to create a corpus to clear my home loan in seven years?

investments

I am 31 years old, with a net monthly income of Rs 95,000. I have a home loan along with a couple of durable loans, which will be repaid by the end of this year. The total monthly expenditure, including all the EMIs, is Rs 65,000. That leaves a monthly savings of Rs 30,000. I have invested Rs 23,000 in Axis Long Term Equity Fund, which can be redeemed now. I also have savings of around Rs 80,000 as of now. My home loan takes care of my requirement for tax-saving under Section 80C.
My short-term goal: I want to create a corpus of Rs 25 lakh in the next six to seven years to clear my home loan. How much and in what manner should I invest to achieve this goal?
My long-term goal: To create a corpus of around Rs 1 crore when I am 45 years old and a retirement corpus of Rs 5 crore (without any PF withdrawal) when I am 60 years old. How should I invest to achieve these goals?

Funds I like: SBI Small Cap Fund, Reliance Small Cap Fund, SBI Bluechip Fund, and Mirae Asset Emerging Bluechip Fund
I have a high risk appetite. Please consider an yearly bonus of around Rs 1 lakh with an increment of approximately 10 per cent and an increase of 7,000 in monthly income.
Which mutual fund schemes should I invest? How much should I invest to achieve the above mentioned financial goals?

Argha Narayan De
Deepali Sen, Founder, Srujan Financial Planners, responds:
The key objectives in your case are to create an emergency fund, a corpus for your future goals, and a corpus for clearing the home loan.
Earmark the existing money in mutual funds and savings for emergency needs and replenish it as and when it gets used.
Use the annual increase and the bonus for increasing the EMI and prepaying the home loan every year. In addition, increase your current EMI by another Rs 15,000. The fastest way to repay a loan for a person with monthly inflow (salary) is through increased EMI.
Use the monthly surplus of Rs 15,000 available with you (after increasing the EMI) for investing in diversified equity mutual funds for a long term. You can increase the SIP amount after the home loan is settled. Also, you can use the annual increments and the bonuses for your other goals. You should allocate 65 to 80 per cent of your investment in large and multicap schemes. Invest the rest in midcap and smallcap schemes.

home-loan-800

You may consider mutual fund schemes like Aditya Birla Sun Life Frontline Equity Fund, ICICI Prudential Bluechip Fund, and SBI Bluechip Fund in the largecap category. For large and midcap, you may consider schemes like DSP BlackRock Opportunities Fund, Aditya Birla Sun Life Equity Advantage Fund and Mirae Asset Emerging Bluechip Fund. For multicap schemes, you may look at Axis Focused 25 Fund, Aditya Birla Sun Life Equity Fund, and SBI Magnum Multicap Fund. For smallcap schemes, consider the schemes that you have mentioned.

You should try to maintain the asset allocation that I suggested while investing in diversified equity schemes.

Blogge:https://m.economictimes.com

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Aero Arcade Commercial Shop Mohali

Aero Arcade Commercial Shop Aerocity Mohali

Aero Arcade

Aero Arcade…is a project of two of the most prominent real estate groups – Royale Estate Group and Home & Land Planners LLP.Together,the realty giants have established Quantum Homes ,which is now ready to deliver Aero Arcade, a perfect corporate landmark that will take growing businesses even higher.

Today both groups are trustable group in realty sector. the group has carved a niche in the field of building construction of its innovative project planning and project execution with timely delivery. These group has already delivered many high value ,large projects and is on the verge of completing few others in near future.

Aero Arcade is a new generation business district in G-Block, Aerocity, Mohali, offering an innovative new concept to business leaders who are looking for a smart space that promises to emerge as one of the most envied corporate destinations.

SPACES FOR EVERY BUSINESS
SHOWROOMS
BOOTHS
DOUBLE STOREY SHOPS

Aero Arcade Location Map:

Aero Arcade Location Map

Aero Arcade Site Plan:

Aero Arcade Site Plan

Aero Arcade Master Plan:

Aero Arcade Master Plan

Aero Arcade Location Advantage:
Aero Arcade has the advantage of location as well as connectivity that promises to spell profitability.

DISTANCES
International Airport – 05 mins
GMCH 32 – 05 mins
Tribune Chowk – 10 mins
Elante Mall – 10 mins
IT City Mohali – 5 mins
ISBT Mohali – 10 mins
Chhatbir Zoo – 5 mins
Quark City – 18 mins

Book Now Call For Booking : Apex Realty Solutions, India : 09216926999, 09216925999.
Email : info@apexrealtyindia.in, Visit us at: http://www.apexrealtyindia.in

Jubilee Walk Mohali

Jubilee Walk  Commercial Property Mohali

Jubilee is founded on the belief that buildings are more than just physical structures, they are life spaces to nurture, stimulate and inspire the human mind, thus improving the living quality and environment for the community. It is with this radical thinking that Jubilee Group specializes in conceiving building concepts that are people-oriented, maximizing the purposeful development and utilization of land and space thoughtfully

Whether residential or commercial, at Jubilee we aim to create modern structures for people to work, play and live in. We add value to our clients and their investments, and ensure sustainable material and intellectual growth for all stakeholders.

With our vast experience and expertise as a strong foundation of our businesses, we further strive to improve our products and services by putting much emphasis on strong Teamwork, Transparent and Open Management methods, investing and adding value in Human Capital, and focusing on Customer Satisfaction. We gear all our resources to our constant efforts to deliver the best possible quality to our customers in terms of design and concept, materials, workmanship, and finished product.

Jubilee Walk Location Map:

jubilee walk location map

Jubilee Walk Site Plan:

Jubillee walk

Jubilee Walk Floor Plan:

Jubillee walk Floor Plan

Jubilee Walk Other Amenities:
. Street Light
. Fresh Water
. Treated water
. Storm water
. 3 Side Entry & Exit
. 2 Side open showrooms
. Parking on both sides of showroom

Jubilee Walk Features:
Retail Activity set to be centered at Jubilee Square. A 4 acre phalanx of retail and commercial spaces, Jubilee Square is set to be a happening and popular place due to its strategic and practical architecture. Here you can acquire a whole new level of experience for your business and growth. This new development will open up new investment opportunities to receive a good capital appreciation and high rental gains.

. 100 % Ground Coverage & F.A.R. 3 like no other
. Corridors of SCO opening on both the sides for better movement
. Ample surface parking for convenience
. Every SCO gets good visibility from the Airport Road
. Entry & Exit of project on three sides, all connected to the roads
. Sewerage, Water and Electricity supply in Aerocity already provided and maintained by L&T and GMADA
. First Commercial development of Block E Aerocity
. Ideal Commercial Space for every business need
. Well connected to Highways, Railways and Airways

Book Now Call For Booking : Apex Realty Solutions, India : 09216926999, 09216925999.
Email : info@apexrealtyindia.in, Visit us at: http://www.apexrealtyindia.in

Sushma Pristine Zirakpur

Sushma Pristine Commercial Business Space Zirakpur

002b

Sushma Pristine Zirakpur is one of the impressive commercial developments of Sushma Group. You can relish the multiple modern amenities and features plus enjoy the benefits of shops, commercial spaces and Soho Office spaces in Sushma Pristine Zirakpur as well. If you want to experience the finest definition of opulence with amazing amenities then step into this magnificent commercial space. Under the trusted roof of Sushma, you can enjoy the abundance of expedient facilities, pleasant comforts, and professional atmosphere. If you want your business step ahead to a new level then don’t miss the ideal option of Sushma Pristine Shops in Zirakpur. A new apex and level of work plus life balance, where everything is as flexible and well-organized as you want it to be without cluttering the space. As we know Sushma has developed multiple commercial and residential projects. If we talk about commercial space then Sushma grips one more splendid commercial project known as Sushma Infinium. After this option, you have one more option of Sushma Pristine. Let your business be a part of Pristine’s professional environment.

Sushma Pristine Location Map:

SUSHMA Pristine Location Map

SUSHMA Pristine Floor Plan:

12 Business spaces - 12th floor_preview

11 Business Spaces - 11th Floor_preview (1)

10 SOHO- 6th floor plan_preview

09 Retail - Second Floor_previewAmenities and features:
As we know the reputed name of Sushma has passed several quality tests. The company believes in providing quality services to their customers. Soho, commercial, offices and retail space in Sushma Pristine Zirakpur, all are well-equipped with top-class amenities.Security
Electrical and power backup
20 Lifts (5 services lifts and 15 passenger lifts)
Ample car parking
Exclusive reception
Open sky terrace

Location Advantage:
Sushma Pristine is one of the magnificent commercial projects of Sushma plus its well-connect by several modes of transportation. The development grasps 7 acres of land area where you can get shops, commercial space, office space and retail space with astonishing amenities. Check out the location advantage:

Mohali International Airport (5 minutes away)
Elante Mall, Chandigarh (10 minutes away)
Chandigarh Railway Station (10 minutes away)
IT City Mohali (5 minutes away)

For Booking and More Details please fill-in the enquiry form or Contact us
+91-9216925999, +91-9216926999 or Visit our WEBSITE

Jubilee Square Aerocity, AirPort Road Mohali

Jubilee Square Commercial Shops Aerocity, AirPort Road Mohali

Jubilee is founded on the belief that buildings are more than just physical structures, they are life spaces to nurture, stimulate and inspire the human mind, thus improving the living quality and environment for the community. It is with this radical thinking that Jubilee Group specializes in conceiving building concepts that are people-oriented, maximizing the purposeful development and utilization of land and space thoughtfully

jubilee Square Aerocity

Whether residential or commercial, at Jubilee we aim to create modern structures for people to work, play and live in. We add value to our clients and their investments, and ensure sustainable material and intellectual growth for all stakeholders.

With our vast experience and expertise as a strong foundation of our businesses, we further strive to improve our products and services by putting much emphasis on strong Teamwork, Transparent and Open Management methods, investing and adding value in Human Capital, and focusing on Customer Satisfaction. We gear all our resources to our constant efforts to deliver the best possible quality to our customers in terms of design and concept, materials, workmanship, and finished product.

Jubilee Square Location Plan :

jubilee-square-location-map.jpg

Jubilee Square Site Plan:

Jubilee-square-master-plan

Jubilee Square Floor Plan:

showrooms1.jpg

Jubilee Square Other Amenities:
. Street Light
. Fresh Water
. Treated water
. Storm water
. 3 Side Entry & Exit
. 2 Side open showrooms
. Parking on both sides of showroom

Jubilee Square Features:
Retail Activity set to be centered at Jubilee Square. A 4 acre phalanx of retail and commercial spaces, Jubilee Square is set to be a happening and popular place due to its strategic and practical architecture. Here you can acquire a whole new level of experience for your business and growth. This new development will open up new investment opportunities to receive a good capital appreciation and high rental gains.

. 100 % Ground Coverage & F.A.R. 3 like no other
. Corridors of SCO opening on both the sides for better movement
. Ample surface parking for convenience
. Every SCO gets good visibility from the Airport Road
. Entry & Exit of project on three sides, all connected to the roads
. Sewerage, Water and Electricity supply in Aerocity already provided and maintained by L&T and GMADA
. First Commercial development of Block E Aerocity
. Ideal Commercial Space for every business need
. Well connected to Highways, Railways and Airways

Book Now Call For Booking : Apex Realty Solutions, India : 09216926999, 09216925999.
Email : info@apexrealtyindia.in, Visit us at: http://www.apexrealtyindia.in

7 Points to Consider Before Buying the Commercial Property

7 Points to Consider Before Buying the Commercial Property

Commercial Property Chandigarh

Property investment has always been one of the most common methods of investing capital. Many know that property investment can be a lucrative business option and hence many investors consider it an integral part of their diversified portfolio.

If you are considering investing your funds in brick and mortar, purchasing a commercial property is worth every penny you spend. While purchasing a commercial property, there are certain considerations that you must bear in your mind. Unlike any other kind of investment, putting your monetary sources in the world of commercial real estate is a quite tough step to take. In order to make sure that your investment turns out to be profitable, you are required to do your research well before purchasing a commercial property.

You can go through these points carefully, considering them as a comprehensive guide on purchasing a commercial asset:

The location: The location that looks lucrative today may not be the same tomorrow and you need to be very carefully for the sake of the business.You also must evaluate the location in relation to your suppliers and end users. The value of a property is estimated by its location. So, make sure to have the clear picture of the location. Investors should take time to research the locality. Get a decent idea of the locality and see if it suits your purpose or not.

The neighborhood: The neighborhood should have basic utilities available. You really cannot run your business well without proper drainage, water and electricity. It also helps to look at the infrastructure development within the area because such can impact on your business positively and also negatively. Find out what impact the developments around the property will directly have on your business and be open to other possibilities too.

Start-ups Popping Up Everywhere: There are startups popping up everywhere today. Everyone has an idea, everyone wants to work for themselves; everyone wants to be an entrepreneur. And where do the budding entrepreneurs of our nation get their work done from? These affordable commercial spaces & flexible workspaces for sale, that are not too large or too small, are gaining popularity. You can easily see the rising demand for commercial properties over residential properties give rise to the most basic economic principle – more demand creates more money!

Layout: Office layout provides a strong impact on employee productivity. Effective office spaces for startups and enterprises help in achieving the company’s goals. Some startups and small enterprises prefer an open office layout because it encourages creativity, spontaneous interactions and brainstorming.

Lease Structure: Find out whether the lease is within your budget or not. Does the price include utilities and maintenance fees? In the CRE sector, lease rates are calculated depending on several factors, with the location of the office and the square foot occupancy being two of the most important ones. Location affects from the land rate perspective – the more classy the area, the higher the rates. And, square footage space depends on the size of the property. There can also be a lock-in period (generally 3 years) during which the tenant cannot vacate the property. While analysing an investment, the investor has to understand how the lease is structured and the inherent risks involved. In general, the longer the lock-in, the better it is for the investor.

Property Taxes: These costs affect your bottom line. Review the taxes and the current market value assessments and determine if they are high, and whether there’s a reason.

Keep patience and stay focused: A common mistake that most commercial property buyers make while investing in real-estate is getting emotional about the matter. Always remember that it is a rational decision not an emotional one.

A commercial income property can be a good source of passive income. Don’t rush to close a deal for fear of “losing out”on a great price. Instead, allow yourself plenty of time to investigate the property thoroughly, and follow the tips above to make sure you find the commercial property that’s best for you. Always determine the fair market value of the property before you take any final decision.

Gunjan Johar Blogger, Real Estate Analyst

5 Myths about Investing in Commercial Property ?

5 Myths about Investing in Commercial Property

Commercial Properties

Commercial real estate represents an incredibly valuable and attractive investment opportunity. Yet for many first-time or new investors, commercial real estate investing is surrounded by many misunderstandings.

Whether looking for an office space for rent or a commercial property for sale, here are five myths in the commercial real estate market that may be helpful for those looking for commercial properties.

Myth 1: Good deals are difficult to find

No matter the market situation it will always be possible to find a good deal in the real estate market, there are always certain types of properties and other factors that make this reality a possibility. All this is dependent on you making a reasonable effort to make the deal happen though. There are property sites out there where you can do a significant amount of research as well as finding a good real estate advisor. If you dig and put in the work, you will find them!

Myth 2: Inspections are a waste of time

Property inspections are indeed important to properly shortlist and then to finalize the right properties. Many clients complain going out with realtors and spending hours and hours seeing places over many days to no avail. It’s important to find a commercial property site that has verified pictures, videos etc… so that you can properly shortlist the right office spaces! And then take it from there. If go directly through a realtor, ask them to send you pictures of the properties first.

Myth 3: Commercial real estate investing is risky

All investments carry a certain level of risk. Commercial real estate is no different. There’s an element of risk with almost all investments and just like other investments you can minimise and manage your risk by undertaking due diligence. Through research, you can identify companies which undertake risk assessments at critical decision points during the investment process to manage risks and target returns.

Myth 4: Needs lot of cash

Some non-residential property such as industrial assets can be expensive, but that’s not the case for all non-residential investments. Property that includes offices or serviced apartments that are strategically located are generally considered good investments as they are high in demand. Proximity to business centers, transportation and access to roads are qualities that add to the asset’s value. Even the most seasoned investor sometimes invest small at first to ‘test the water’ and on the sign of good returns, increase their investment by putting more money or by using the principle of compound interest.

Myth 5: Renting is always best. No, wait, buying is always best!

Everyone has a different perspective and the decision to buy or rent commercial space should depend upon your business needs. So while you may get input from a small business owner who says owning is best because you’re building equity, you might also have a friend who enjoys the convenience of renting. There is no one-size-fits-all answer to this one. Instead, you will want to take a number of factors into consideration when deciding whether to rent or buy, including your business growth plans, your anticipated financial investment, and the community and neighborhood itself. The right answer for your business should be right for you and your plans, not necessarily someone else’s.

In this electronic age, you can’t believe everything you read. You need a team of knowledgeable experts on your side to ensure the success of your commercial real estate endeavors. Whether you hope to buy, lease or invest in commercial real estate, having an agent you can trust can make all the difference.

 

By Gunjan Johar, Blogger, Real Estate Analyst

Mohali is All Set to Welcome second world Class university Ashoka Amity University.

Mohali is all set to welcome its second world-class university after Ashoka. Amity University would offer degree courses in science & technology.

Another university is set to come up at Mohali. This will be set up by the promoters of Amity University, a private non-profit research university in Noida. For this, 40 acres of land will be allotted in IT City.Amity, which will be second world-class university after Ashoka to set up base in Mohali, will offer degree courses in science and technology.Confirming the development, a top government functionary told The Tribune here on Tuesday that the land would be allotted at the base price of Rs 2.9 crore per acre, which would be 5 per cent more than Rs 2.75 crore per acre, the rate at which Ashok University, which was allotted 50 acres to set up the first world-class university in Mohali in March this year.The Punjab Council of Ministers, which is scheduled to meet here on Wednesday, will take up the agenda for a formal nod.After the allotment of 50 acres to Ashoka University, GMADA still has over 150 acres available in IT City with chunk sites ranging between 0.5 acre and 40.44 acres.“The establishment of another world-class university focusing on science and technology in Mohali is likely to create numerous job opportunities, resulting in achieving the overall objective of the IT Policy-2013 and providing the necessary stimulus to the IT Industry. Besides, it will protect the financial interests of GMADA,” the functionary disclosed.According to the preliminary details available, a majority of the degree courses offered by the proposed Amity University in Mohali will have IT and computer component as a part of the syllabus.“In order to ensure transparency and fairness, proposals will be called from the open market by providing wide publicity whereby the applicants may pay as per the policy for allotment of land to the university. Such proposals will be scrutinised as per the laid down procedure in the referred policy by adequately incorporating/ amending members from the departments concerned in the scrutiny committee and the technically most sound institution will be brought to IT City,” the official proposal reads.In order to make this endeavour a success, the Department of Higher Education will get an enabling legislation approved in due course.“Such university sites will also be offered in other areas by PUDA/Special Development Authorities as per the policy,” the functionary added.

For Sale and Purchase of Gmada Eco City Plots, Gmada Aero City Plots, Gmada IT City Plots…….

Contact Apex Realty Solutions 9216925999, 9216926999

News sourced By  https://www.tribuneindia.com/news/chandigarh

The Address New Chandigarh

The Address 2/3 Bhk Apartments Mullanpur New Chandigarh 

address infrastructure pvt ltd Residences Project within the Heart of Town of recent Chandigarh Mullanpur It’s simply zero km from Chandigarh Project Joint Development By Address Infrastructure Pvt Ltd. As the population is raising & city beautiful turn out to be more crowded than ever, public housing has become more and more essential part of the city. Though, social housing is no longer restricted to soulless chunks of concrete.

the addres

Currently, every housing developer in Chandigarh & around plans to provide low-priced housing to persons & families who can’t afford property in their preferred location. The Address Mullanpur is going to be the best place to live in future in New Chandigarh Mullanpur. They are planning to gives best living experience to people of Punjab Chandigarh & nearby areas.  address infrastructure pvt ltd,

PCL Gateway & The Address infrastructure Present Affordable Joint Adventure Apartments Name of THE ADDRESS in New Chandigarh Mullanpur Just 0.66 KM from Sector 38 Dakshin Marg Road and Design by Best Planner & Architect With lots of Facilities Like Clubhouse ,Indoor Games, Swimming pool, High lifts, in Projects Retails Shops, Lots of Green and Park Spaces. the address project in new chandigarh The Best Part of The Address New Chandigarh Flats Sizes are Very Nice and Spacious Floor Plan Like 2 BHK 850 sq and 3 BHK 1150 sq ft and Vastu Friendly Flats.

The Address New Chandigarh project Offering housing project with Option of 2BHK, 3 BHK Apartments for families in a lavish way. the address chandigarh Adjoining with Chandigarh’s Sector 38, 0 KM Distance from Chandigarh to New Chandigarh.

Sizes :                                                 Area
2 BHK +2w                                         850 Sq Ft

3 BHK +3w                                         1150 Sq Ft

Just Pay 10% and NO EMI or Interest till Possession Under Subvention Plan
Let’s have a look at main features of The Address New Chandigarh Housing Project.

The Address Location Map :

Address location map

Site Plan:

The Address site plan

Floor Plan:

The Address 2bhk floor plan

The Address 3BHK floor Plan

The Address Features :

Wide Roads with Lush Green Area
Fire Fighting System
Earthquake Resistant Structure
Vastu Friendly
Surveillance Security System
Modern Street Light System
Surveillance Security System
High-Speed Elevators
24 X 7 Power backup
WIFI & DTH Services
Intercom Facility
Rain Water Harvesting System
Gated Community with Electronic

Book Now Call For Booking : Apex Realty Solutions, India : 09216926999, 09216925999.
Email : info@apexrealtyindia.in, Visit us at: http://www.apexrealtyindia.in

 

Curo One Service Apartments New Chandigarh

Curo One THE STUDIOS Apartments New Chandigarh

Curo India Pvt Ltd Launched Curo One “THE STUDIOS” a Upcoming Commercial studio apartments, Showrooms, Retail Shops Showroom, Office spaces Located at Mullanpur New Chandigarh.

curo-one-fb

Location : On 200 ft wide roads of Madhya Marg Extension Just 0 Km From Chandigarh Chandigarh

Curo One Serviced suites

Area 545 sq ft BSP @ 6250/- psf
Tie up with US hotel chain BRIDGE STREET Assured returns 12% till possession..and Profit Sharing after possession.

Curo One New Chandigarh Project is Just 0 Km From Chandigarh. Curo One is barely five minutes Froms PGI Chandigarh.

Curo One is correct at the sting of chandigarh. This one is correct on Madhya marg extn road.

TYPE : Mixed-use, Residences, Serviced Studios, Shop-Cum-Offices, Multiplex,

Curo One Location Map:

Curo One Location Map

Curo One Master Plan :

Curo One Service Apartment Site Map

Curo One Floor Plan:

Curo One Floor Plan New Chandigarh

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